How Much Does It Cost To Build a House In Pensacola Florida?

Last Updated on February 14, 2022 by hmdcadmin

In the Florida panhandle, Pensacola is one of the westernmost cities. This is the principal city of the metropolitan area of Pensacola.

The town is famous for its proud military heritage of the Naval air station. Pensacola proudly calls itself a Blue Angel due to Naval Aviation’s cradle. By building a house in Pensacola, you will enjoy the food, beach, and a lot of sunshine. 

To live and raise your family in Pensacola is a good idea. You can enjoy a carefree living in Pensacola by building a house. The metro has many public parks in Rome around, museums, lighthouses, good education, and health-related facilities.

One of the pros of living in Pensacola, Florida, is the low cost of living. As compared to the national average, it is 25 points less. Which is very affordable. 

How Much Does It Cost To Build a House In Pensacola Florida? $120 per square foot can be the average cost to build a new house in Pensacola, FL. On average, the cost may vary between $65 to $160 per square foot. The starting building cost of a basic house can be around $170,000. 

Advantages of Building a House in Pensacola

One of the most exciting times in anyone’s whole life is to build your own home. Then, you can start a fresh life with adventures. Unfortunately, the city has not too many beautiful lands for building purposes.

If you can’t decide whether to build or buy an existing house, we can help you with decision-making. We discuss all advantages and disadvantages give you an estimated building cost.

By building your own house, you can design it on your own, and you can fix all details, including the floor plan, cabinets, colors, and fixtures.

By using new materials, you can relax for a long time without worrying about damage. With energy-efficient materials, new homes are built that can save your money. 

Cost affecting factors of building a house in Pensacola

Invest own money and Building a house is not an easy task. If you decide to build your home in Pensacola, you have to know about some factors. 

Land availability: building a new house is the same process as searching for a suitable home to buy. In this case, you have to search for a perfect piece of land to build the house according to budget, desired location, and size. 

Complete-time duration: from scratch to building a house takes so much time. The average period of building a home is 7 months approximately. Supply, labor, and bad weather can be some issues that can cause delays. 

Paying rent: through the building process, you have to pay the rent for another house where you live in that period. This cost is also added to the building until the building process completes. 

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Steps to build a house in Pensacola

1.The land

The land is based on acreage, location, and terrain; the land cost may vary. So to estimate the price, you have to narrow down the particular needs. 

2.Land improvement

– you need a large expense to excavate your property and start the foundation. Local impact fees can also be charged in some cases. 

3.Engineering and architecture

To estimate the plan, permits, inspection, and building drawing, you have to hire a home builder and design your house. These factors will influence your construction cost.

4.House framing

Framing expense includes doors, windows, walls, and roof makeup. The framing process covers 35% of the total building budget, according to the home builders of the National Association. 

5.Interior finishing

To break your budget, countertops, cabinets, appliances, fixtures, and flooring play an important role in the internal finishing segment. Approximately 30% of the total building cost is covered by it. 

6.Mechanical installation

To make your house liable, you have to plant the budgets for heat, electrical wiring, plumbing, and many others. 

If you want not to be caught off guard, you have to plan for window covering, driveway installation, and landscaping. If you do not have a sufficient budget, you can prefer a loan. Nowadays, to simplify the process, many banks offer single-close construction loans. 

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The average cost of building a house in Pensacola

$70 to $160 per square foot can be the average cost, and the charge may vary according to the circumstances. The quality and quantity of building materials used, location, and house design are cont-influencing factors. $200,500 to 300,500 can be the cost of a typical house of 2000 square feet. You have to pay more if you want to make your home custom-made.  

  • HVAC system installation cost – $8730
  • Cabinet cost – $3500
  • Appliances cost – $2380

Labor cost to build a house In Pensacola

The labor cost to build a hose covers approximately 40% of the total construction cost. Therefore, $35 per square foot is the rough labor cost estimation.

The bricklayers, architects, and electricians demand payment as per their expertise and experience. 

  • The cost of architects – is $130 to $250 per hour.
  • The cost of master electricians – is $40 to $57 per hour
  • The price of bricklayers – is $40 per hour

Material cost to build a house in Pensacola

The material cost to build a house covers almost 50% of the total construction cost.

Therefore, $50 per square foot is a rough estimation of the material cost. The material cost of a 2775 square feet 2 story house can be around $140,500.

The superior quality stone and vinyl siding can help to beautify your home. This can increase the budget, and it costs $35 per square foot. 

Some materials and their cost

  • Lumber – $25,500 to $65,500
  • Drywall – $12 per sheet
  • Concrete – $1,100 to $10,500
  • Flooring – $2 to $7 per square foot
  • Insulation – $0.20 to $1 per square foot
  • Siding – $3 to $17 per square foot
  • Roofing – $1,200 to $3,050

See also: How Much Does It Cost to Build a House in Columbus Ohio?


To make a perfect plant to build your own house, you should hire a well-known builder. It can help you to prepare an accurate budget sheet of building costs. However, it is not an easy job to build a new house. Before starting the building process, you have to estimate the cost of every part of the project.